World Commerce Online and eCredible Form Strategic Partnership

ORLANDO, FL, February 12, 2001 - World Commerce Online, Inc. (OTCBB:WCOL - news), a leader in global business-to-business electronic commerce business solutions for the perishables products industries announced a strategic partnership with eCredible Ltd., a provider of online B2B credit management solutions.

Through the strategic partnership eCredible will provide a full suite of credit management services as an integrated offering of World Commerce Online's FreshPlex Technologies application suite for Private and Branded Trading Community customers

"As our customers expand their strategic application of our business solutions they will strive to increase their transaction volume by opening their communities to new buyers. To accept those buyers and provide them with attractive payment terms, they need scalable credit decisioning, credit risk management and financial payment solutions," said Michael Poole, Chief Executive Officer of World Commerce Online. "eCredible provides financial services that actually take on the risk and assist in credit decisions all in a hosted solution, integrated with our FreshPlex Technologies and backed by the eCredible Payment GuaranteeTM. Our partnership with eCredible can eliminate the uncertainty about a buyer's ability to pay, thus providing the trust to conduct their transactions entirely online."

Gerard Brouwer, CEO of Management Share B.V., a large European Systems Integrator headquartered in the Netherlands, comments "By adding the online B2B credit risk and payment solutions of eCredible to the existing FreshPlex Technologies, WCO completes its vision to offer the most comprehensive global B2B solution suite in the industry while providing unprecedented savings and return on investment to its customers. WCO's Introduction of integrated FreshPlex Technologies and eCredible will positively influence the increasing European client base of WCO. This strategic addition of eCredible to the full range of WCO business solutions has positioned World Commerce Online as the premier end-to-end global solution for the perishables industry."

FreshPlex Technologies offers solutions to improve profitability and significantly reduce costs in the perishable products industry. Forecasted demand from large retailers and buying consortiums can be synchronized with supply throughout the entire supply chain, from farm to repacker to importer/exporter to broker, to processor and retailer, allowing the entire supply chain to collaborate and optimize supply, demand and transportation transactions and data. Environmental, hereditary, source and shipment tracking information along with comprehensive transportation management capabilities, are designed to pinpoint the origin of the product and its precise movement though the supply chain, ensuring a fresher product with full trace-ability for the consumer.

eCredible, a part of the leading global credit insurer NCM, utilizing its extensive online credit verification system and global buyer database, authenticates and certifies prospective buyers. When approved for coverage, eCredible issues an online credit certificate to the buyer with an authorized spending limit, similar to a credit card, and backs it with the eCredible Payment GuaranteeTM. Subsequent transactions can then be approved in real-time by eCredible against payment default and insolvency.

"The future survival of eMarketplaces will be based on their ability to provide value-added services such as credit insurance, escrow, payment settlement, financing, verification of trading partners and other transaction processes that make it easier, safer and cheaper to do business," said Aaron McPherson, a Research Manager for IDC.

"This partnership allows the credit risk for World Commerce Online's Private and Branded Trading Community customers to be managed for any size transaction, regardless of the buyer's size, credit profile, or geographic location," said Gil Grossman, Chief Executive Officer, eCredible. "No other credit management package offers coverage this broad, backed by eCredible's Payment GuaranteeTM and buyer authentication system, in a service processed online at Web speed."

Benefits to Suppliers & eMarketplaces:

Increased Business: Small and medium size businesses previously were confronted with unattractive payment options on the Web but now will be able to get the financial coverage and security they need to conduct transactions online.

No Risk: Suppliers and eMarketplaces get the assurance that buyers have been authenticated and payments are guaranteed. Buyers can enter transactions with the knowledge that transaction compliance is managed by a trusted third party and tied to payment.

Fast Processing: Credit profiling, issuing of Credit Certificates and verification of transactions are all done in real-time over the Web.

Hassle-Free Credit Management: eCredible handles all transaction processes from screening buyers, payment monitoring and dunning, to claim filing and collections, using automated systems that eliminate manual handling of accounts, making the process faster and more efficient.

Global Reach: Buyers based anywhere in the world can use these services to facilitate their purchases online.

About eCredible

eCredible (www.ecredible.com) provides risk management solutions for online B2B transactions. eCredible's core product, the Credit Certificate, is the platform for a full suite of risk management services - including authentication/verification, encrypted communications, the eCredible Payment GuaranteeTM and dunning/collections. The entire range of services is provided in a fully integrated and automated fashion, without interrupting the online transaction.

eCredible, part of the NCM Group, benefits from the experience and assets of one of the world's leading providers of credit insurance, 75 years in business and covering over $130 billion annually. NCM is majority owned by Swiss Re, a AAA-rated global leader in credit reinsurance. eCredible was started with the support of several partners, including IBM and McKinsey & Company. eCredible is headquartered in Amsterdam, The Netherlands, with US offices in Denver, Colorado and Baltimore, Maryland.

About World Commerce Online

Founded in 1994, World Commerce Online (OTCBB:WCOL - news) is a technology company that enables businesses in the perishable products industry with e-commerce technology solutions. With its Global, Branded and Private Trading Communities, World Commerce Online provides its customers with access to global markets while providing maximum security and data integrity and complete control over their sensitive business information. World Commerce Online's FreshPlex Technologies currently power Floraplex, the B2B e-commerce solution for the estimated $150 billion worldwide floriculture industry, and ProduceOnline.com for the estimated $550 billion worldwide produce industry, along with numerous Branded and Private Trading Communities throughout the perishable products industries. World Commerce Online maintains offices in Florida, California, Colombia, Ecuador, the Netherlands, Israel, Kenya, and France. For more information about WCO and its business-to-business e-commerce solutions, visit our corporate web site: www.wconet.com.

This release is intended as a forward-looking statement within the meaning of the Private Securities Litigation Reform Act of 1995. The risks and uncertainties that may affect the operations, performance development and results of the Company's business include but are not limited to (i) The ability to provide e-commerce technology in the future, (ii) Unexpected changes in the e-commerce/internet market, (iii) The success of the Company's expansion and sales and marketing strategies (iv) Competition within the e-commerce internet market (v) The ability of the Company to continue to finance its long-term strategy and expansion (vi) The ability of the Company to motivate and retain the services of its key personnel and hire additional qualified personnel to meet evolving staffing needs.